Monday, March 27, 2023
HomeCredit CardKotak White Card: Arms-on expertise – CardExpert

Kotak White Card: Arms-on expertise – CardExpert

It is a fast article about my hands-on expertise with Kotak White Credit score Card. Should you’re searching for options and advantages of the cardboard, chances are you’ll discover the identical right here: Kotak White Card evaluation.

Getting the Card

An improve request was taken to improve my Kotak Privy League bank card to white bank card and the identical was processed inside every week. 

The improve request may be made through telephone banking identical to the way it works with Axis Financial institution Credit score Playing cards. 

There doesn’t appear to be a strict time interval between new card issuance / upgrades however I gave about 6 months cooling interval.

I may have additionally utilized for the White card as a separate card however I don’t discover a want to carry a number of playing cards from Kotak in the intervening time, so upgraded.

And to not point out that recent bank card functions with Kotak takes a couple of month to be processed.


Properly, we’ll must name it as “unwrapping” as a substitute, as there isn’t a field. The cardboard is available in a sort-of premium envelope which was surprisingly dealt with nicely by BlueDart, a lot in order that it seems to be clear & recent.

The package has a neat and easy cowl holding the cardboard with minimal contents. Listed below are some pics,

Kotak White Card - Cover
Kotak White Card - Contents
Kotak White Card - card and contents
Kotak White Card - Welcome Letter & Catalog
Welcome Letter & Catalog
Kotak White Credit Card - Closer Look
Kotak White Card - closer look
Kotak White Card

The bank card was upgraded with out credit score restrict enhancement because it was anyway holding a very good restrict already.

However as a candy shock, I additionally noticed (on app) a beneficiant 60% Credit score Restrict Enhancement provide after few weeks of white card issuance and I gladly accepted.

Closing Ideas

For a really very long time Kotak Mahindra Financial institution has been taking part in with the entry-level phase solely and now it’s good to see them arising with good vary of premium bank cards (White, White Reserve, Zen).

Whereas these playing cards usually are not actually rewarding when in comparison with the competitors, I’m certain they’ll get there quickly, as an increasing number of prospects have gotten card consultants.

Aside from the options and advantages it’s fairly shocking to see that the financial institution has additionally given some consideration to some finer particulars for the white card, like: card design, easy welcome package & simplified rewards.

Hope we’ll see extra attention-grabbing playing cards from Kotak sooner or later.



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